How Minimum Payments could often work against you

If you have balances at different rates on the same card, the Minimum Payment pays only the lowest rate balance.

Understanding Average Daily Balances to save interest

Paying at the earliest after you get the statement will save you money every month.

Effectively using Balance Transfers to save money

Balance Transfers can save money. But they can rapidly cost you a lot if you aren't on top of the game.