Your credit picture at a glance • Upcoming payment & statement reminders • Interest-saving payoff recommendations
Get timely reminders of upcoming payments due and statements to enter. Stay on top of expiring promo rates and high-interest debts.
Xeroed uses your payoff budget, balances, APR rates and any upcoming promotional expirations to look into the future and generate an optimized plan to pay off your debts with the least interest.
Every new statement triggers an updated, optimized payoff plan with the new information.
Just copy over your promotional rates, balances and APR end dates from your credit card & loan statements.
Entering your monthly statements is quick and easy!
Xeroed never asks for your bank logins or passwords, SSN, or any confidential info. All calculations are done simply from the statements you enter.
Set your own monthly budget.
Factor-in extra one-off payments.
See savings within 3-4 months.
Saves more interest than the Snowball & Avalanche methods.